Brian Walker

Mortgage Loan Officer

NMLS: 1286818

541-787-2800

loanguybri@gmail.com

Brian Walker Mortgage Loan Officer

Ashland Mortgages, Done Right

From theater district condos to hillside homes — I'll get your mortgage done fast and on time. Nationwide Loans Inc.

Start Pre-Approval Call (541) 787-2800

Not a commitment to lend. Subject to credit approval. Equal Housing Opportunity. NMLS #1286818.

Popular Home Loan Options in Ashland

Conventional
  • As low as 3% down for eligible first-time buyers
  • Great for strong credit & income
  • Fixed & adjustable options
FHA
  • 3.5% down at ≥580 FICO
  • Flexible on credit history
  • Streamline refi options
VA
  • No monthly MI for eligible veterans
  • Competitive purchase & refi guidelines
  • IRRRL streamline refinance

Program availability may change. Not all applicants will qualify.

Areas I Serve Around Ashland

Theater District
Siskiyou Blvd
Mountain Ave
Lithia Park Area

Why local buyers choose LoanGuyBri

  • Transparent rate, points, and credits — no games
  • Local appraiser coordination & fast communication
  • Strong pre-approval letters local agents respect
  • Clean, on-time closings — I personally process your file
Points vs. Credits — what’s smartest?

I’ll quote both options and model your breakeven based on lock period and time-in-home. If you’ll keep the loan beyond breakeven, points may win; otherwise a lender credit can lower your cash-to-close.

Local FAQs

Are condos in Ashland harder to finance?

Some are non-warrantable; we’ll review HOA docs and compare Conventional vs. alternative options.

Do you work with first-time buyers?

Yes — we’ll compare 3%-down Conventional vs. FHA 3.5% and estimate cash-to-close.

Can you explain points vs. credits?

I’ll model breakeven for your lock period so you know when buying down the rate makes sense.

What Clients Say in Ashland

“Clear, patient, and on time for closing.”
— S. P., Ashland
“Brian’s guidance made the process easy.”
— D. R., Siskiyou Blvd

Talk to Brian

Call or text me — I’m quick.

Equal Housing Opportunity. NMLS #1286818. Nationwide Loans Inc.

Start Pre-Approval

Begin your secure online application.

Go to Application

Informational start, not a loan approval. I’ll follow up to verify details.